shore capital stock brokers review

The day of the stock trader sweating it out on the pit floor has come and gone thanks to the new age of technology, with computers and bots simply being too fast for even the fastest sharks in the tank. However stock brokers and traders still have their place in the modern investment game. Thanks to such movies as Wolf of Wall Street and Glengarry Glen Ross many are weary of the sharp teeth of these money snapping beasts, BUT there is still a huge amount of money being made through intelligent trading and if stock traders/brockers never made anyone any money then they simply wouldn’t still exist, however they do. There are still hundreds in London alone, but who do you trust?.


Do brokers still hit the phones and cold call any old dick, well no they don’t, do they still constantly ring and call people all day long? Yes for the most part they do. However nowadays a far more intelligent game has to be played thanks to a number of reasons such as the FCA, anti cold calling rules/laws and people being clued up to the penny stock scam. Stock Brokers now concentrate largely on strong leads of people who have enquired about investment, meaning easier sales but far less brokers in every office. I cannot offer any real financial advice but I can however help clue you in on a few of the companies who do, every post I will look objectively at 3 separate Stock Brokers, the the reviews of which can be found in the adjacent links.

Shore Capital Stockbrokers ltd

Shore capital Stockbrokers review are based in a number of offices across the UK and one in Berlin Germany, they operate under the large Shore Group Company who deal in all kinds of businesses.  They deal in primarily Equities and AIM (Alternative Investment Markets) and from our professional determination and almost by self admission rely mostly on large numbers of small clients based in the UK, not recommended for corporate investors but seem to have no negative reviews or any indication of financial misconduct

 Stockdale Securities Limited review

Stockdale Securities focus only on corporate clients (the opposite to Shore Capital) and are based in the heart of London. The main area of concern with this company is the number of name changes they have been through, most recently in 2016, some evidence suggests this was out of the companies hands and they are still fully approved by the FCA, however questions still arise from so many company rebrands

Cornhill Capital

Cornhill Capital review offer the full investment process from research to execution and helping collecting the harvest (profits). They also operate Cornhill FX and UK Bond Network. The company has also been through name changes, most recently in 2009, through research this was more likely through change of Associates than anything else and is not of concern. They are a full member of the London Stock Exchange as well fully approved by the FCA

Can Small Business Finance Risks Be Measured?

Managing business finance risks is a top priority for some small business owners, but there are a number of reasons why this activity is not even considered by a large number of small businesses. Some of the possible explanations are noted below, but business risk is an unavoidable and critical issue regardless of the rationale for not actively taking steps to curtail it. The fact that many of these risk problems could be totally avoided with a nominal amount of effort in most cases only adds to the potential mystery of why there is not more risk control at the small business level. Here are three possibilities to explain what might be going on when many small businesses largely ignore risk management:

A trusted advisor, banker or manager suggests that it is not necessary to be concerned.
There is a lack of understanding as to why it might be important to analyze financial risks for commercial financing.
Time management issues have led to a conclusion that there is not enough time to worry or do anything about this.

In addition to these three reasons, each company can have numerous unique factors that contribute to risk measurement being assigned a low priority. Two explanations that have been heard more often since the recent banking crisis are a variation of the following questions:

If the big banks cannot manage financial risks, what hope is there for small businesses to get these complicated problems under control?
If my banker is not able or willing to help with managing the business financing risks, who can help if there is not a qualified individual in my company to do this?

Because of questions and realistic concerns like this, it is not surprising that the issue ends up on the back burner. But that does not mean it is the best solution for handling the problem. Business finance risk management often requires personal involvement before a small business owner understands what the issues and problems are. This is not unlike many situations in which active participation leads to better comprehension of the subject matter. It seems to be true whether we are talking about learning a foreign language or getting a better grasp of how to reduce business risks. Here is an anonymous quote that helps to reinforce this observation:

“I hear and I forget. I see and I remember. I do and I understand.”

As a final note regarding the question asked in the title of this article, commercial borrowers and business managers are likely to have more success in assessing business finance risks if they assume a personal and active role in risk management.

Finance Solutions For Companies Venturing In The Import Industry

Importing pertains to the process of bringing in goods or services from another country. They come from foreign countries and are usually brought in for resale. Many companies find this type of business quite attractive since the products or services from other countries are really affordable and they can be resold for a nice profit margin.

Although the process of importing and reselling goods seems like a simple concept, entrepreneurs who are considering starting this kind of business will have to overcome various hurdles. One of these is finding the right financing solution.

At present, there are various finance solutions or methods you can choose from. The most recommended one by finance experts are:

Factoring in accounts receivables.

Also known as asset-based loans, this method involves selling your credit accounts or accounts receivable to a bank, lending company, or other financing institution. Accounts receivables are usually sold at a discount, between 80-90% of the face value of your credit accounts. An advance payment will be given to you by the factoring company, about of 2-3%, for the accounts you would normally have to wait on for payment.

Purchase order financing.

This method has similarities with asset-based loans. The main difference with this financing solution is that you take your invoices or purchase orders and assign or sell them to a financing company. This company will then assume the risk and the task of billing and collecting. When the goods are produced, the financing company collects the payment from the customers, takes its cut of the proceeds, and pays you the profit. This option is highly recommended if your profit margin is high enough on the goods you are importing. Having a good and reliable supply chain and creditworthy customers are important factors to consider as well.

Inventory financing.

Although inventory financing is an expensive solution, it is still a highly effective way of financing an importing business. Under this method, you will have to use your present inventory to secure a loan that will permit you to buy the imported goods your customers want or need. Because of this, you can effectively increase your inventory without impacting your cash flow. However, with this option, it is crucial to make sure that you can service or repay your debt. Inventory financing comes in three types: blanket inventory lien, floor planning, and field warehousing. Choose the type that best meets your requirements.

Guess What Your Business Needs? Working Capital and Small Business Finance Loan/Loans Options

Just picture your firm having access to all the working capital you need. Seem impossible? Not really… if you have a solid understanding of your options and your firms capability of qualifying or executing on those options.

Whether you’re the largest corporation in Canada or a small new start up (and everything in between) your business needs working capital. In Canada small business financing loans and financing arraignments for working capital are limited to a handful of possibilities – but being aware of what they are and qualifying for them could be the solution to your constant focus on cash flow via some sort of working capital loan.

It is probably easier than you think to ensure you are addressing the cash flow challenge correctly – where it gets somewhat ‘ thorny ‘ is matching a solution to the problem or locating an expert that can provide you with the business financing assistance you need.

Two key elements of your first step working capital assessment are your gross margins and your turnover. That’s the big problem we have with text book / academic solutions to working capital – they point you to the text book calculation – give you a formula which essentially has you subtracting current liabilities form current assets, and voila! the inference is you have working capital. However, our clients have never paid a supplier or completed a company payroll with a ratio!

To properly assess your working capital needs focus on understanding your turnover – how much inventory do you carry, what are the days outstanding in inventory, and as importantly, or more importantly, are your receivables turning over. Have you realized that for many firms 80% or so of the total of all the business assets you have are tied up in A/R, inventory, and, on the other size of the balance sheet let’s not forget payables.

So can you have financial success based on your new found knowledge and analysis of your cash flow and asset turnover. We think you can.

Canadian business financing solutions to small business finance loans really revolve around a couple viable solutions. Typically, in our experience Canadian chartered banks cant satisfy your business working capital needs – if only for the reason that they rarely finance inventory and require significant merit in your overall financials, profitability, external collateral, personal credit worthiness, etc.

So, where do you go from there? The other solutions are very viable and can take you to a potential 100% turn around in cash flow – they include working capital financing as a bundled line of credit on a/r and inventory via an independent finance company. For firms that are larger we believe the ultimate tool is an asset based line o f credit that provides high leverage margining on all you business assets. Other more esoteric solutions, but still very viable although somewhat misunderstood are securitization, and purchase order financing of new contracts and orders. (Your suppliers are paid directly for the orders you have in hand – what could be better than that?)

Finally, coming up the road at lightening speed is factoring and invoice discounting. We mention them lastly but they are probably the most popular method, gaining traction everyday. Our favorite is confidential invoice financing, allowing you to control your financing.

So there you have it. You have identified new ways to determine the need; we have outlined 4 or 5 solutions that will take the guess work out of working capital. These loan and financing options are available with a bit of research, and, if you choose, speak to a Canadian business financing advisor who can provide you with timely and valuable assistance in your cash flow needs.

Business Financing Solutions – Equipment Leasing and Used Equipment Financing

To run a company efficiently, it is crucial to have complete access to the supplies and equipment needed to successfully compete within an industry. A trucking company will fail without trucks, a retail sales business needs computers for inventory and registers to assist consumers in making a purchase, and a dentist’s office cannot effectively provide dental procedures to patients without the right specialized dental equipment.

While businesses need the proper equipment to function and compete within an industry, many businesses do not have the funding to fork over thousands of dollars to purchase these crucial pieces. Many businesses do not realize there is a solution for acquiring new equipment or for replacing outdated equipment through leasing. By taking advantage of equipment leasing, companies can get the supplies they need, even if they do not have the funds to purchase them outright.

The Advantages Of Leasing Equipment

There are many advantages to equipment leasing. The following three benefits in particular show how leasing can make more sense than buying. First, many leasing companies offer fast approvals, allowing a business to get the equipment they need quick. Second, leasing provides businesses with beneficial stepped payment plans, custom and flexible terms, and seasonal schedules.

Lastly, there is much less paperwork with equipment leasing. Typically, a business only needs to fill out a short application to get the process started. Most companies that lease equipment directly review and approve applications, so there is no need to sit and wait by the phone for a credit approval company to give the thumbs up. Equipment leasing companies do not have to follow the same regulations required of banks. That means businesses will most often receive competitive rates that will not bust their budget.

Any company requiring the purchase of expensive equipment should consider the benefits and cost effectiveness of equipment leasing.

The Advantages Of Financing Used Equipment

Another option for businesses interested in equipment leasing is used equipment financing. Businesses who cannot function without necessary specialty equipment, but who have a problem financing due to limited cash flow, should consider financing solutions. Used equipment financing offers businesses a way to purchase the high quality equipment needed on a budget.

Used equipment financing is provided for businesses in a large list of industries, including seasonal, recreational, transportation, restaurant, landscaping, office, computer, industrial, construction, and more. Through used equipment financing, businesses short on cash can still purchase the equipment needed but avoid the high cost of new equipment. New companies often have a hard time obtaining financing simply because they are a new company. By purchasing used equipment through a financing company, a business can still startup with quality equipment while avoiding the debt often brought on by purchasing new equipment.

Finding the Right Business Finance Solution After Business Failure

There are thousands of people that start new businesses each year. In fact the United Kingdom is a nation of small businesses, especially within the financial services sector, but of the many businesses that are set up only a small percentage are still in existence after a period of five years.

The fact is that running a small business can be hard work especially in finding the right market, getting and keeping the right staff, finding good suppliers at good prices, and also marketing your product or service effectively. The good thing is that not all businesses fail, but that they survive!

But if your business has hit the rocks do not despair because you are not alone. Ensure that there is nothing that can be done to save it. Take advice from business finance advisers – you could find them in your local phone directory or on the web, and some may provide initial advice at no cost – to see if their expertise can help you get the business up and running again. It’s important to explore all the options before you admit defeat.

If you are convinced that nothing is possible to save your business you might need to look for methods for raising cash. If you’re a director of the limited company your liability will be limited by law, however, you should seek the opinion of a professional such as a lawyer or chartered accountant who is able to inform you exactly where you stand. If you are a sole trader or you have raised money with your property as security, you may need to think about other methods of paying back what you owe.

Business Finance experts guarantees a solution tailored to your specific situation. You can sell your house with the best house selling scheme and once your property is sold you can stay in it and the proceeds from the house sale can be used to pay off, or help to pay off, your business debt. Whatever you decide, explore all the options and take professional advice because the decisions you make now will have a long term affect on you, your business, and your family.